Legal

Terms of Service

Last updated: July 16, 2026

These Terms of Service (the “Terms”) govern access to the websites, APIs, data feeds, software, documentation, and related services provided by Next Rates LLC (“NX Rates,” “we,” “us,” or “our”). By creating an account, purchasing a plan, or using a paid API key, you agree to these Terms.

1. The service

NX Rates provides composite reference-price data, historical market data, delivery tools, and related technical support. The service is a data product. It is not an exchange, broker, investment adviser, execution venue, regulated benchmark administrator, or custodian, and it does not execute transactions.

2. Accounts and API keys

You must provide accurate information and keep your authentication credentials and API keys secure. You are responsible for activity under your account and keys. Keys may be shared inside the same organization only to the extent permitted by your plan or order form. You must notify security@nxrates.com promptly if a credential may have been compromised.

3. Plans, billing, and cancellation

Current plan limits and prices are shown on the pricing page. Card subscriptions renew automatically for the selected monthly or annual period until cancelled. Crypto and wire subscriptions renew by invoice and are not auto-charged. Annual plans are billed at ten times the monthly price for twelve months of access.

You may cancel an auto-renewing subscription through the billing portal. Cancellation takes effect at the end of the paid period unless otherwise stated in an order form. Fees already paid are non-refundable except where required by law or expressly agreed in writing. Taxes may be added based on your billing information and applicable law.

4. Usage and redistribution rights

Free, Starter, and Pro access is for personal evaluation or internal commercial use. It does not include public display, resale, sublicensing, redistribution, or use as a client-facing data service. Enterprise and Co-location rights are defined in the applicable order form and may be limited to named products, entities, users, or channels. No plan transfers ownership of NX Rates data, methodology, software, or intellectual property.

5. Acceptable use

You may not:

• circumvent rate, concurrency, authentication, or access controls;
• probe, disrupt, overload, or interfere with the service or another customer;
• use the service in violation of law, sanctions, or third-party rights;
• misrepresent NX Rates data as executable market quotes or a regulated benchmark; or
• redistribute or commercialize data beyond the rights purchased.

We may suspend access reasonably necessary to protect the service, customers, or third parties.

6. Data characteristics and customer controls

Market data can be delayed, unavailable, incomplete, corrected, or affected by upstream sources and market conditions. Confidence, freshness, and uncertainty fields are model outputs, not guarantees. You are responsible for choosing thresholds, fallbacks, and controls appropriate to your use. Do not rely on the service as the sole control for a transaction, liquidation, valuation, regulatory filing, or other consequential decision.

7. Service changes and support

We may improve or change the service, endpoints, limits, or documentation. We will use reasonable efforts to communicate material breaking changes. Any uptime, response-time, correction, support, or service-credit commitment applies only when stated in a signed order form or service-level agreement.

8. Intellectual property and feedback

NX Rates and its licensors retain all rights in the service and proprietary materials. Open-source components remain governed by their respective licenses. If you provide feedback, you grant us a worldwide, perpetual, royalty-free right to use it without identifying you or disclosing your confidential information.

9. Confidentiality

Each party will protect non-public information identified as confidential or reasonably understood to be confidential and use it only for the relationship. This obligation does not cover information that is public without breach, already known without restriction, independently developed, or lawfully received from another source.

10. Disclaimers

Except as expressly stated in a signed agreement, the service is provided “as is” and “as available.” To the maximum extent permitted by law, we disclaim implied warranties of merchantability, fitness for a particular purpose, non-infringement, and uninterrupted or error-free operation. Nothing in the service is financial, legal, tax, or investment advice.

11. Limitation of liability

To the maximum extent permitted by law, neither party will be liable for indirect, incidental, special, punitive, or consequential damages, or lost profits, revenue, data, or goodwill. Except for payment obligations, misuse of intellectual property, or liability that cannot legally be limited, each party’s aggregate liability arising from the service will not exceed the fees paid or payable for the service during the twelve months before the event giving rise to the claim.

12. Governing law and disputes

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law rules. The state and federal courts located in Wyoming have exclusive jurisdiction, unless a signed order form states otherwise. Before filing a claim, each party will give the other written notice and make a good-faith effort to resolve the dispute for at least thirty days.

13. General

Neither party may assign these Terms without the other party’s consent, except in connection with a merger, acquisition, or sale of substantially all relevant assets. Neither party is liable for delays caused by events beyond reasonable control. If a provision is unenforceable, the remainder stays effective. These Terms and any signed order form are the complete agreement about the service; an order form controls if it expressly conflicts with these Terms.

14. Contact

Next Rates LLC
30 N Gould St, Ste R
Sheridan, WY 82801, USA
legal@nxrates.com